Insurance Policies

Why Title Insurance?

The Washington Title and Escrow team loves to talk about real estate title and title insurance products. An owner’s title insurance policy from WTC helps you protect one of the most important investments many of us will ever make – your home. We do this by making sure your property rights are secure now and into the future.


If you have a mortgage, your lender will likely have a title insurance policy that covers their interests in your property. This is known as a lender’s policy.  However, that does not protect your claim of ownership and your property rights. What exactly does an owner’s title insurance policy cover? We’re glad you asked!


Our premium owner’s title insurance policies protect you against the following:

  •       False impersonation of the true owner or the property
  •       Forged deeds, releases or wills
  •       Undisclosed or missing heirs
  •       Instruments executed under invalid or expired power of attorney
  •       Mistakes in recording legal documents
  •       Misinterpretations of wills
  •       Deeds by persons of unsound mind
  •       Deeds by minors
  •       Deeds by persons supposedly single, but in fact married
  •       Liens for unpaid estate, inheritance, income or gift taxes
  •       Fraud
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